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Commodities|FAQs|Videos|Case Studies

ADVANCE PAYMENT GUARANTEE

Advance Payment Guarantee Process

Do you require Advance Payment Guarantee to acquire Advance Payments? We provide the required Bank Guarantee on behalf of your company from our bank account without blocking your cash funds. To get BG MT760, follow the simple steps given below:

  1. The Client will send the Pro forma Invoice or SPA of their trade deal in regards to their BG request. 
  2. We will review their request. Further, we will advise the client about the approval; if their MT760 request falls within our terms. 
  3. Then, we will ask the client to sign a service agreement. Once it’s done, we will then start working on their request.
  4. Further, we will structure their MT760 with our bank by blocking our bank limit. And then, we will send the MT760 draft for their approval.
  5. Finally, we will instruct our bank to issue the Advance Payment Bond from our bank account. Accordingly, this will be issued on behalf of our client; and in favor of the counterparty via SWIFT MT760.

How to Apply Bank Guarantee - Advance Payment Guarantee Process

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Advance Bank Guarantee Process Video

Latest Transaction

Bank Guarantee Issued for a UAE Contractor

A Construction firm in Canada required Advance Payment Guarantee to get Advance Payments from their developer. The said company contacted us to get a BG worth USD 825,718 and we facilitated this BG from our Bank in favor of the project owner by blocking our own bank limit.

Amount: USD 825,718
Instrument: BG MT760
Validity: 90 Days

Need Advance Payment Guarantee to Acquire Advance Payments?

Apply Now to Get MT760 without Blocking Cash Funds

Need Advance Payment Guarantee to Acquire Advance Payments?

Apply Now to Get MT760 without Blocking Cash Funds

What is an Advance Payment Guarantee?

Advance Payment Guarantees acts as an assurance to secure the advance payment made by the project owner or buyer towards the contractor or seller. It is issued by a bank on behalf of their clients; in favor of their counterparties to secure the payment made. This bond is also called a Payment Bond.

When the project owner and the contractor sign the building contract; the contractor may require some sort of advance payments to start the work; also, to speed up the process on the specific project.

To provide the required advance payments; the project owner will demand an MT760 Guarantee from their contractor; which assures the commitment to complete the task as agreed in the contract.

The value of the bond depends on the advance payment made to the contractor. Once issued, the value of the bond will reduce concurrently; i.e. depends on the work done by the contractor. Further, it keeps on reducing; until the project completes; as agreed in the contract.

Also, the BG MT760 is issued as payable on first demand; i.e. if the project owner calls the bond in written format; then the advance payment will be paid in full; without any preconditions.

Advance Payment Guarantee

Advance Bank Guarantee for Trade Deals

As like, Payment Bond for construction, Advance Bank Guarantee is also being used in imports and exports. When the buyer and the seller signs the import contract; to mobilize the supply of goods, the seller may ask for a certain percentage of trade value as advance payments from the buyer. Before issuing the payments; the buyer demands the seller to provide a Bank Guarantee; mainly to secure themselves from any financial risk against any default by the seller. By issuing this MT760, the seller receives the required advance payments; on the other hand, the buyer gets peace of mind that their payments are secure.

Importance of Down Payment Guarantee in Construction

For contractors, a steady cash flow is very vital to speed up the project without any hassle; also, to provide the positive completion of a project. Lack of cash flow or delay in payment will affect the work progress; also, end up with not paying for workers and material vendors. All these will have a drastic impact on the progress of the project.

That’s why contractors often demand upfront payment from project owners; before starting the work on the project. Even, Advance Payments help contractors to mobilize their work; on the other hand, project owners don’t have any assurance that whether the contractor will complete the work; as per the agreed contract. That’s the reason why project owners often demand a Bank Guarantee before issuing Payments.

Having MT760 in hand assures the project owners that the contractors will fulfill the set of work as agreed without any default. And in case, if they fail to do so, then the project owner can claim the bond against the default of the contractor; also, get a refund of the advance payment made.

Overall, the main aim of this payment Bond is to – increase the cash flow for contractors to meet the initial costs of the project; also, to speed up the progress of work.

No Collateral or Cash Margin Require to Avail BG MT760

No Collateral or Cash Margin Require to Avail BG MT760

Parties Involved in Bank Guarantee

The parties involved in the issuance of the MT760 includes:-

Applicant – The contractor or seller who requests the MT760 from the bank; in favor of the project owner or buyer.

Beneficiary – The project owner or buyer who receives the MT760 in their favor.

Bank – The bank that assures the payment; in case, if the contractor or the seller defaults.

How do I Get a Payment Guarantee?

As we discussed, Advance Payment Bond plays a vital role in trade deals and construction contracts. Usually, when it comes to availing Payment Bond; contractors & sellers contact their banks to get BG MT760 on their behalf. But for this issuance, banks will demand 100% of the bond value as cash margin or deposit. In case, if you don’t have enough cash funds to provide a cash deposit; then the bank will decline your BG request.

As the International Bank Guarantee Providers in Canada, we understand the difficulties faced by our clients in availing BG MT760. That’s why we are here to support them by facilitating the required Payment Bond through our international Repute Banks in Europe. No need to pledge cash margin or collateral to get APG MT760 from us!

Submit your Bank Guarantee requirements to us, and get MT760 in less than 48hrs.

Avail Advance Bank Guarantee From Us!

Whether you’re a contractor or a seller, you can avail Bank Guarantee from us! There is no need to have your own facilities available; to get MT760 on your company’s behalf. Rather, we can extend our own bank facilities available with rated banks to provide the MT760 on your behalf & in favor of your counter party!

With a deal conclusion time of 48 working hrs, we assure you that you will receive the MT760 Guarantee at the right time. Further, we do not strain your cash liquidity or working cash funds to issue the BG.

Avail Advance Payment Guarantee in 2 Banking Days

Avail Advance Payment Guarantee in 2 Banking Days

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